Home & Gifts Q&A

How Does Jewelry Insurance Work?

by @ 4:49 am on April 20, 2023. Filed under Engagement Ring, Wedding Ring, Wedding Rings


A: Jewelry insurance works similarly to other insurance policies you may have. Since it’s designed specifically for jewelry it will typically cover more than a homeowner’s or renter’s insurance policy. Say you have a $10,000 vintage watch that you want to insure.

Do you really need jewelry insurance?

If you have that kind of disposable income, then O.K., maybe you don’t need insurance. However if you prefer to not throw money away, or you think that coming up with the cash to re-purchase your wedding rings might be difficult, then YES, you do need jewelry insurance. Jewelry is by nature expensive.

How does insurance on wedding rings work?

Engagement ring insurance works just like other insurance, but covers engagement rings and other valuables. There are a few ways to insure your engagement ring…. An insurance rider is essentially an optional add-on that will provide higher coverage limits and protection from more kinds of risk.


The URI to TrackBack this entry is: https://www.brittbybritt.com/how-does-jewelry-insurance-work.html/trackback

Leave a Reply

You must be logged in to post a comment.

[Home & Gifts Q&A is proudly powered by WordPress.]